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Crypto Guide Daily — Your Source for Crypto News, Analysis & Web3 Innovation > Blog > Finance > Senior Citizens: Is 8.2% SCSS Return in January 2026 a Good Deal?
Finance

Senior Citizens: Is 8.2% SCSS Return in January 2026 a Good Deal?

Ethan Walker
Last updated: January 7, 2026 5:26 pm
Ethan Walker
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I recently had the opportunity to share my expertise in The Times of India in an article titled “At 8.2%, How does SCSS compare with Bank FDs, RBI Bonds, Mutual Funds?”, which delves into the intricacies of the Senior Citizens Savings Scheme (SCSS) and its comparison to other investment options such as bank fixed deposits, RBI bonds, and mutual funds.

For those interested in reading the full article, you can find the online version here, where we explore the benefits, interest rates, and tax implications of SCSS in relation to other savings and investment instruments.

Below are a few snippets from the article that highlight key points and comparisons:

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